*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    :root {
      --peach: #F4A87C;
      --peach-pale: #FEF5EF;
      --ink: #2A2018;
      --ink-light: #7A6A5A;
      --white: #FFFCF9;
      --rule: rgba(42,32,24,0.08);
    }
    html { scroll-behavior: smooth; }
    body {
      font-family: 'DM Sans', sans-serif;
      background: var(--white);
      color: var(--ink);
      font-weight: 300;
      line-height: 1.7;
    }
    nav {
      display: flex;
      align-items: center;
      justify-content: space-between;
      padding: 1.25rem 3rem;
      border-bottom: 1px solid var(--rule);
      background: var(--white);
    }
    .nav-logo {
      display: flex;
      align-items: center;
      gap: 0.65rem;
      text-decoration: none;
    }
    .nav-logo svg { width: 30px; height: 30px; }
    .nav-wordmark {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 400;
      font-size: 1.1rem;
      letter-spacing: 0.06em;
      color: var(--ink);
    }
    .nav-back {
      font-size: 0.78rem;
      font-weight: 500;
      letter-spacing: 0.08em;
      text-decoration: none;
      color: var(--ink-light);
      display: flex;
      align-items: center;
      gap: 0.35rem;
      transition: color 0.2s;
    }
    .nav-back:hover { color: var(--peach); }
    main {
      max-width: 720px;
      margin: 0 auto;
      padding: 4rem 2rem 6rem;
    }
    .page-label {
      font-size: 0.68rem;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      color: var(--peach);
      font-weight: 500;
      margin-bottom: 0.75rem;
    }
    h1 {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 300;
      font-size: clamp(2rem, 4vw, 3rem);
      color: var(--ink);
      margin-bottom: 0.5rem;
      line-height: 1.1;
    }
    .effective-date {
      font-size: 0.8rem;
      color: var(--ink-light);
      margin-bottom: 3rem;
    }
    h2 {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 500;
      font-size: 1.35rem;
      color: var(--ink);
      margin: 2.5rem 0 0.75rem;
    }
    p {
      color: var(--ink-light);
      font-size: 0.95rem;
      margin-bottom: 1rem;
      max-width: 660px;
    }
    ul {
      margin: 0.5rem 0 1rem 1.4rem;
      color: var(--ink-light);
      font-size: 0.95rem;
    }
    ul li { margin-bottom: 0.4rem; }
    a { color: var(--peach); text-decoration: none; }
    a:hover { text-decoration: underline; }
    hr { border: none; border-top: 1px solid var(--rule); margin: 2.5rem 0; }
    footer {
      text-align: center;
      padding: 1.8rem 2rem;
      font-size: 0.73rem;
      color: var(--ink-light);
      border-top: 1px solid var(--rule);
      letter-spacing: 0.04em;
      display: flex;
      flex-wrap: wrap;
      align-items: center;
      justify-content: center;
      gap: 0.5rem 1.2rem;
    }
    footer a { color: inherit; text-decoration: none; }
    footer a:hover { color: var(--peach); }
    .footer-sep { opacity: 0.35; }
    @media (max-width: 600px) { nav { padding: 1rem 1.25rem; } }